{"id":793,"date":"2026-02-19T17:25:09","date_gmt":"2026-02-19T20:25:09","guid":{"rendered":"https:\/\/financasemdia.online\/?p=793"},"modified":"2026-02-19T17:25:10","modified_gmt":"2026-02-19T20:25:10","slug":"quanto-maior-o-risco-maior-o-lucro","status":"publish","type":"post","link":"https:\/\/financasemdia.online\/index.php\/2026\/02\/19\/quanto-maior-o-risco-maior-o-lucro\/","title":{"rendered":"Quanto maior o risco, maior o lucro?"},"content":{"rendered":"\n<p>Nem sempre \u2014 mas <strong>em geral, quanto maior o risco, maior o potencial de lucro (e tamb\u00e9m de preju\u00edzo)<\/strong>.<\/p>\n\n\n\n<p>Isso \u00e9 um princ\u00edpio b\u00e1sico dos investimentos chamado de <strong>rela\u00e7\u00e3o risco-retorno<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"> Como funciona na pr\u00e1tica<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"> Baixo risco = baixo lucro<\/h3>\n\n\n\n<p>Exemplos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Poupan\u00e7a<\/li>\n\n\n\n<li>Tesouro Selic<\/li>\n<\/ul>\n\n\n\n<p><strong>Caracter\u00edsticas:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mais seguro<\/li>\n\n\n\n<li>Lucro menor<\/li>\n\n\n\n<li>Quase sem chance de perder dinheiro<\/li>\n<\/ul>\n\n\n\n<p>Exemplo: ganha 0,5% a 1% ao m\u00eas.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"> M\u00e9dio risco = lucro m\u00e9dio<\/h3>\n\n\n\n<p>Exemplos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A\u00e7\u00f5es de empresas grandes<\/li>\n\n\n\n<li>Fundos imobili\u00e1rios<\/li>\n<\/ul>\n\n\n\n<p><strong>Caracter\u00edsticas:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pode subir ou cair<\/li>\n\n\n\n<li>Lucro maior que renda fixa<\/li>\n\n\n\n<li>Risco moderado<\/li>\n<\/ul>\n\n\n\n<p>Exemplo: 8% a 15% ao ano (ou mais).<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"> Alto risco = lucro alto OU preju\u00edzo alto<\/h3>\n\n\n\n<p>Exemplos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Criptomoedas<\/li>\n\n\n\n<li>A\u00e7\u00f5es pequenas<\/li>\n\n\n\n<li>Day trade<\/li>\n<\/ul>\n\n\n\n<p><strong>Caracter\u00edsticas:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pode subir muito r\u00e1pido<\/li>\n\n\n\n<li>Pode cair muito r\u00e1pido<\/li>\n<\/ul>\n\n\n\n<p>Exemplo:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>pode ganhar +100%<\/li>\n\n\n\n<li>ou perder \u221250%<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"> Regra mais importante<\/h2>\n\n\n\n<p><strong>Alto risco N\u00c3O garante alto lucro.<\/strong><\/p>\n\n\n\n<p>Significa apenas que:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>potencial de lucro \u00e9 maior <\/li>\n\n\n\n<li>risco de perda tamb\u00e9m \u00e9 maior <\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"> Exemplo simples<\/h2>\n\n\n\n<p>Pessoa A (baixo risco):<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>investe R$ 1.000<\/li>\n\n\n\n<li>ganha R$ 80 em 1 ano<\/li>\n<\/ul>\n\n\n\n<p>Pessoa B (alto risco):<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>investe R$ 1.000<\/li>\n\n\n\n<li>pode ganhar R$ 500<\/li>\n\n\n\n<li>ou perder R$ 400<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"> Estrat\u00e9gia inteligente usada por investidores<\/h2>\n\n\n\n<p>Eles dividem o dinheiro:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>70\u201390% em baixo risco (seguran\u00e7a)<\/li>\n\n\n\n<li>10\u201330% em alto risco (crescimento)<\/li>\n<\/ul>\n\n\n\n<p>Assim equilibram seguran\u00e7a e lucro.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nem sempre \u2014 mas em geral, quanto maior o risco, maior o potencial de lucro (e tamb\u00e9m de preju\u00edzo). Isso<\/p>\n","protected":false},"author":1,"featured_media":794,"comment_status":"closed","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"footnotes":""},"categories":[114],"tags":[177,175,176],"class_list":["post-793","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas","tag-lucro","tag-maior","tag-risco"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/financasemdia.online\/index.php\/wp-json\/wp\/v2\/posts\/793"}],"collection":[{"href":"https:\/\/financasemdia.online\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financasemdia.online\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financasemdia.online\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financasemdia.online\/index.php\/wp-json\/wp\/v2\/comments?post=793"}],"version-history":[{"count":1,"href":"https:\/\/financasemdia.online\/index.php\/wp-json\/wp\/v2\/posts\/793\/revisions"}],"predecessor-version":[{"id":795,"href":"https:\/\/financasemdia.online\/index.php\/wp-json\/wp\/v2\/posts\/793\/revisions\/795"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financasemdia.online\/index.php\/wp-json\/wp\/v2\/media\/794"}],"wp:attachment":[{"href":"https:\/\/financasemdia.online\/index.php\/wp-json\/wp\/v2\/media?parent=793"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financasemdia.online\/index.php\/wp-json\/wp\/v2\/categories?post=793"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financasemdia.online\/index.php\/wp-json\/wp\/v2\/tags?post=793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}